ALBAR, K. The existence of fintech as a financing instrument in improving financial inclusion for MSMEs in Sidayu District. International Journal on Social Science, Economics and Art , [S. l.], v. 13, n. 3, p. 185–193, 2023. DOI: 10.35335/ijosea.v13i3.404. Disponível em: https://ijosea.isha.or.id/index.php/ijosea/article/view/404. Acesso em: 9 dec. 2024.